Guides:

Gold

The purity of gold is measured in karats, which are expressed in increments of one to 24. Thus, 24-karat gold is pure, 18-karat gold is 75 percent gold and 25 percent alloy, and 14-karat gold is 60 percent gold and 40 percent alloy, and 10-karet gold is 40 percent gold and 60 percent alloy.

Pure 24k gold, while strong, is also very malleable. This malleability makes gold easy to work with, but it also makes it susceptible to abrasions. Alloys are added to gold to give it strength. Common gold alloys are silver, copper, nickel, and zinc. The color of gold will vary with the alloys used. Nickel, copper and zinc produce white gold, which looks similar to platinum. Silver, copper and zinc produce yellow gold. Both types have similar strength and malleability.

The price of gold jewelry depends on karat weight and the quality of the finished piece. When the karat weight is high, the color is brighter and the value of the jewelry increases. However, pure gold (24k) and 22k gold are too soft and easily bent, making them unsuitable for jewelry. Fourteen karat and 18k gold produce the best combination of beauty and durability and are the preferred choice for fine jewelry.

Solid gold versus hollowed-out gold.

In order to save money, some jewelers hollow out gold rings and other pieces of jewelry. The result is jewelry that is less durable and less valuable. All gold jewelry at Rochester Lapidary Jewelers, including our own custom-made pieces, is constructed of solid gold and feature the finest craftsmanship. The result is jewelry of lasting value and durability.
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Diamonds

THE IDEAL CUT

When a round, brilliant diamond has been cut to "Ideal" proportions by a master cutter, it has a splendor to behold.

The Ideal Cut Diamond describes a round brilliant diamond that has been cut to exact mathematically proven proportions. Its symmetry, with 58 exactly placed facets, produce the ultimate in lustre and beauty.

When a diamond is cut to ideal proportions, all of the light entering from any direction is totally reflected through the top and is dispersed into a display of sparking flashes and rainbow colors.

THE PREMIUM CUT

A Premium Cut diamond demonstrates subtle variations from the Ideal Cut. Although dimensional differences affect a diamond's reflection of light, a Premium Cut still achieves a harmonius balance between its proportions and the display of brilliance.

THE INFERIOR CUT

Most Diamonds are spread in their cutting to retain maximum weight from the orginal rough. A heavier diamond will result, but at a dramatic sacrifice of potential fire and brilliance.

The Ideal Cut - Light entering the diamond reflects internally from facet to facet and is reflected back through the top only, creating maximum brilliance.

* Arrows on the diagram simulate the flow of light in the diamond.

Inferior Cut - Too Deep - When a diamond is cut too deep, light* leaks out of the bottom, brilliance is lost and the center of the diamond will appear to be dark.

* Arrows on the diagram simulate the flow of light in the diamond.

Inferior Cut - Too Shallow - When a diamond is cut too shallow, light* leaks out of the bottom, brilliance is lost and the diamond appears watery, glassy and dark.

* Arrows on the diagram simulate the flow of light in the diamond.

Diamond Color

Most diamonds, although appearing colorless, actually have slight tones of yellow or brown, as these tones become more easily apparent, the rarity and cost of the diamond decreases.

Clarity

Practically all diamonds contain naturally occurring characteristics called inclusions. The size, nature, location and amount of inclusions determine a diamond's clarity grade and affect its cost.

One unique advantage of the Ideal Cut is that its sparkle can mask otherwise noticable inclusions.

FL-IF
No Inclusions visible (by expert) under 10x magni-fication.
(FL=Flawless
IF=Internally Flawless)
VVS1-VVS2
Minute-extremely difficult to find under 10x.
(VVS=Very, very, slight inclusions)
VS1-VS2
Minor-difficult to find under 10x.
(VS=Very slight inclusions)
SI1-SI2
Noticeable, relatively easy to find under 10x.
(SI=Small Inclusions)
I1-I2
Obvious under 10x - Just visible to naked eye.
(I1= Imperfect)

Carat Weight

The weight of the diamond is measured in carats. One carat is divided into 100 parts called "points". 1 ct. = 1.00; 1/2 ct. = 0.50. The value of two diamonds of the same weight can vary greatly depending on the color, clarity and especially the cut. Below are two identical pieces of rough, (uncut diamonds) each of the same quality and value.
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Gemstones

Kinds of Gemstones (with thanks to Jewelers of America, Inc)

  Color: Rarity and cost: Style guide: Birthstone: Wedding anniversary:
Alexandrite Shades of green under natural light; red under artificial light One of the rarest of all gemstones. Larger ones are hard to find and costly. sdfgsdfg Unique color changes make alexandrite ideal for settings that feature it prominently. June 15th
Amber Normally light yellow to brown; also, reddish, whiteish, or blueish. Affordable. Amber is very lightweight, so it’s perfect for a necklace, jewelry featuring large chunky beads and for large earrings.    
Amethyst Pale lavender-pink to nearly black-purple, depending on where it was found. One of the most affordable gemstones even for larger sizes. Perfect for any piece of Jewelry. Its affordability and durability makes it perfect for everyday wear. Feb. 31st
Aquamarine Nearly colorless with a hint of blue to intense deep blue. Also greenish blue. Comes in a wide range of prices. Readily available in larger sizes. A very durable stone that doesn't require the gentle handing of more delicate stones. Delicate colors make it ideal for jewelry featuring large solitaire gems. Lovely in settings feature platinum and diamonds. Also effective set in gold. Pastel shades flatter fair-skinned redheads and blondes. March 18th
Citrine Pale yellow to yellowish-brown. Colors more subdued and neutral than many other stones. Readily available and suitable for all budgets. Large sizes are very affordable. Earthy tones complement many wardrobes. Affordability makes it ideal for chunky necklaces. Tough and durable for everyday wear. Nov.  
Coral Comes in a rainbow of shades, from white and pastel shades to deep vibrant colors. Affordable. Extremely versatile. Coral lends itself to all types of jewelry from a plain strand of coral beads to rings, pins, necklaces and earrings.    
Emerald Green and only green. Expensive. Most emeralds have inclusions. Flawless emeralds are rare and usually found only in small sizes. Often used as a solitaire, but enhanced when surrounded by diamonds or combined with other precious stones. May 35th
Garnet Available in all colors except blue. Red is the most common color. From affordable (red varieties) to very expensive (flawless clear green). Durable and perfect for daily wear. A bracelet or necklace set with garnets of many different colors is a unique and affordable fashion statement. Jan. 2nd
Jade In addition to green, blue, yellow, red, lavender, gray and black. Expensive. Jade stones lend themselves well to single gems set into mountings for rings, necklaces and earrings.   3rd
Opal There are more than a dozen varieties of opals. Each incorporates flashes of several different colors, giving opals the appearance of having an inner fire. In general opals show just about every different color in a variety of combinations. Depending on color, are expensive (black opals) to mid-priced (white opals). A very delicate stone that needs a mounting that provides protection. Tremendously versatile and perfect for pins, necklaces and earrings. Oct. 12th
Peridot Yellow-green to brilliant light green. Smaller peridots are numerous and affordable. Seldom free of inclusions in larger sizes. Favored by fair-skinned people. Somewhat delicate and seldom used in rings. Often mounted in clusters of three or more or with other gemstones. Aug. 1st
Ruby Red, often with a hint of blue. Color distribution is sometimes uneven. Large rubies are rare and costly. Carat for carat, rubies can sometimes cost more than two or three times a diamond of equal quality. Very durable. Used in settings that prominently display its size and brilliance. July 40th
Sapphire Pure rich blue, but also many other colors, except red. Blue, pink, orange and lavender sapphires are very costly. Others are less expensive depending on size and quality. Durable and very suitable for rings. Often an alternative to diamonds for engagement rings. Prince Charles chose a blue sapphire for the engagement ring he gave to Lady Diana. Sept. 10th
Spinel Colorless or in several different shades, including red, pink, orange, blue and violet. All colors except for very fine reds are available at affordable prices. Very durable and suitable for everyday wear.   9th
Tanzanite Pale lilac to deep blue. Each stone shows three colors depending on angle. Large, flawless stones are rare and costly. Prices for other stones fluctuate based on conditions in Tanzania, where stones are found. Generally about 20%-40% less per carat than sapphire. One of the newest gemstones, officially introduced by Tiffany & Co in 1967. Wearing one is a mark of distinction. Not as hard as diamonds and emeralds and needs a setting that provides protection. Should be set in earrings, pendants or necklaces.   8th
Topaz Usually a transparent golden yellow, but also in other tints, from red to pale blue. Yellow and blue topaz are found in larger sizes and are very affordable. Orange-red and pink topazes are rare and more costly. Complements many complexions and wardrobes. Perfect for a variety of settings. Nov. 29th
Tourmaline More color variations than any other gemstone. Various color shades within each stone. Mid-priced and affordable. With so many colors, perfect for elaborate bracelets and necklaces of many different tourmaline stones. Oct. 21st
Zircon A variety of colors, including yellow, orange, red, blue and green. Mid-priced and affordable. Typically displays very few inclusions. With such a variety of colors, perfect for bracelets and necklaces set with numerous zircons.

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Jewelry Care

Fine jewelry is built to last, but it does need care. By following these easy guidelines, you can help ensure that your jewelry lasts for generations looking like new.

Diamonds

Diamonds are the hardest substance known, but diamonds are surprisingly susceptible to scratches and chips. Here’s how to keep them safe from damage.

Gold

Gold comes in different styles, colors and karat weights, but the care and cleaning procedure remains the same.

Platinum

Platinum is one of the most durable precious metals and is resistant to discoloration from chlorine and other chemicals. But even platinum can become scratched or damage. So store platinum jewelry seperately and don't let it come into contact with other pieces. You can clean platinum at home with jewelry cleaners designed for platinum, but if your platinum Jewelry contains gold, diamonds or gemstones, special care must be taken to ensure they aren’t damaged during cleaning. Ask us about the best way to clean such jewelry and bring your platinum jewelry in for our free professional cleaning. We recommend you clean platinum jewelry every six months.

Gemstones

Different gemstones have different care and cleaning requirements. In most cases warm soapy water and a soft brush or lint free cloth are safe. Some gemstones can be damaged by mechanical cleaners, steamers and ultrasonic cleaners, especially gemstones that have lot of inclusions. Ask us about the best way to care for your gemstones jewelry and stop in frequently for a free professional cleaning.
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Appraisals

There are two kinds of appraisals. The first kind establishes the dollar value of a piece of jewelry in order to ensure it against loss, theft or damage. The second form of appraisals are sometimes called estate appraisals. These establish a hypothetical market value for a piece of jewelry and suggest how much it might command at auction or if a buyer is found.

Rochester Lapidary Jewelers performs insurance appraisals and helps customers ensure that insured jewelry is replaced with jewelry of the same value and quality. Insurance appraisals are usually more rigorous than estate appraisals and must meet strict insurance company guidelines and standards.

In addition to insuring against loss or damage, other reasons people get jewelry appraised include establishing fair market valuations of jewelry to settle estates and divorce settlements. Appraisals can also help establish jewelry identification to guarantee against switching when it is left somewhere for repair.

Appraising is not regulated in most states. Therefore, appraisers are not required to have formal education or belong to appraisal organizations. This often leads to incomplete and shoddy appraisals done by untrained appraisers. These appraisals seldom meet the strict standards of insurance companies, resulting in replacement jewelry that is often worth less than the originals.

That’s why its important to have an appraisal done by appraisers certified by the Gemological Institute of America. Such appraisers have received extensive training and are required to continually receive on-going training in order to appraise newer types and styles of gemstones, precious metals and jewelry construction.

Market values change, so most professionals recommend you have jewelry appraised every two years.

Grading reports

Jewelry appraisals and grading reports are two important types of reports about your gemstones and Jewelry, but they do not serve the same purpose. A grading report describes an unmounted gemstone. Grading reports differ for diamonds and colored gems, but documentation will include specifics about carat weight and dimensions, color and clarity grades, and cut and shape.
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